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Start earning Bitcoin the minute you sign up
Add $20 in cash right from setup and it starts earning Bitcoin every day. Plus Apple Pay from Coinbase and MoonPay, now outside the US too.

The best part of Bread is watching your cash earn Bitcoin every day. Now you can start before you’ve even left setup.
Start earning
Right after you pick your name, Bread asks one thing: add $20 in cash. On iPhone, $20 is already filled in, so you just pay with Apple Pay. On Android, send it from Cash App or another wallet. From that moment your cash earns Bitcoin every day, and your first $20 earns Bread points too.
Apple Pay, powered by Coinbase and MoonPay
Apple Pay in Bread runs on Coinbase and MoonPay together. In the US, Coinbase handles it. Outside the US, Bread goes straight to MoonPay, so you can add money from more countries without a detour.
Smaller things
- Activity opens instantly, even on a slow connection.
- Sheets fit better on iPhone Duo, open or closed.
Update Bread on the App Store or Google Play.
Rewards rates are variable and can change. Bread is not a bank. Apple Pay purchases are provided by third-party partners and availability varies by region.